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| Business Capital |
How to Get Capital Enterprises is to this day is still one of the problems faced by everyone who wants to jump in the business world. Currently, the business world has become the sole desire of all people, be it in Indonesia as well as people abroad. By running a business or having a business, income or income each month will be very large. In fact, ordinary people like us are very interested in being able to plunge into the business world. However, the constraints of all people who want to plunge in the business world or want to have their own business is Capital.
Basically, all matters relating to the business of course must have the capital in advance for the business or business we want to build can run in accordance with what we target. But, besides the Capital which is the main point, there are some other things that must also be prepared to be able to build the business in order to grow. Here are some things to be prepared in addition to capital:
- Well-established Business Idea
- Skill or Skill in Business Field Will Be Built
- Employee Who Has Been Experienced in the Field
- Marketing Strategy or Marketing Technique
- And so forth..
Well, the above are some things that you must prepare before building your own business so that our business will be able to grow and run as we have planned before.
#How to Get a Business Capital (Venture Capital)
So basically if you want to build a business or want to start a business, there are many things that must be prepared first. However, for those of you who do not have the capital or small capital do not be discouraged first because we will discuss together how to get the capital. Here are 5 tips to get business capital from the experience of successful people you should try.
1. Borrowing Capital from Banks With Certain Guarantees
One way to get the most business capital done by the business is to borrow capital from the bank but with a guarantee. Usually, if you come to the Bank and discuss in order to obtain a capital loan, the bank will provide with certain guarantees known as KMG or Multi-Use Credit.
Guarantee from the loan that we submit is one of the assets of customers, whether in the form of motor vehicles, or property such as store or house. However, you should know, usually the interest of the loan from the Bank is very large, ranging from 10 to 13% with a repayment period of 3 years to 10 years depends on the number of loans you submit.
2. Borrowing Capital from Banks Without Any Collateral
Well, in addition to loans with Guarantee, it turns out to borrow capital to the Bank can also be done without Collateral (KTA). However, the interest on loans with this method is greater than the loan with the above guarantee. Usually interest imposed by the bank in this way can reach from 10% to 23% depending also from the number of loans you submit. This method is very much in demand by all the business because without any warranty we can also get capital with the terms and conditions applicable in the Bank.
3. Getting Capital By Saving
Some people, some want to obtain capital without any element of usury from interest imposed by the Bank. Well, the most powerful way to get business capital without any interest is by way of saving since now and later on the savings will you make as the capital of the business you want to run. This method has been proven to be very effective and not bound by any terms or conditions of a particular party-pihat.
4. Getting Business Capital By Selling Assets
Another way to get capital is by selling certain assets that are not used or unused. An example is selling assets such as unused shophouses. In addition, you can also obtain capital by selling other valuables, one example is jewelry, motorcycles or cars. This way is also very much done by the business by selling their assets to run a business and the profits from the business later they can buy other assets.
5. Getting Capital With How To Pawn Goods in Pawnshops
The last way to get business capital is by mortgaging goods in place of pawnshops. Kenepa like that? Yes, Basically the interest is payable is smaller than the interest contained in the Bank. However, usually the amount of loan provided by pagadaian is not as big as the Bank. But this way becomes very safe because of its lower interest.
Well, that's 5 Ways to Get Capital Efforts very effective and recommended by experienced businessmen. Hopefully with the five tips above can help you all in the search for business capital in accordance with your wishes each.
So this article, hopefully can help and add our insight all in running or building a business. Do not forget to share this article so that our other friends can also find out these tips and as support to ENQUER Business in order to present various other quality content. Thank you ! ☺
